Car Refinancing

Having a short-term cash flow issue? Our Car Refinancing Loan can help reduce your monthly repayment and save on interest.

Firstly, find out your outstanding balance with your current bank or finance company. The full settlement date you provide them should be one day before your instalment due date.

Then call us at 6775 6888 or email us at [email protected] and our friendly loans specialists will assist you.

Financing Request



    Personal Information





    Loan Information





    By submitting this form, you agree to the terms and conditions set by Ricardo
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    Loan Procedure

    Step 1

    Click on “Submit Enquiry” to fill up a simple Car Loan Form
    We will then send you a link via email for you to furnish your details.

    Step 2

    Submit Documents
    Next, upload the necessary documents online or fax them to us at +65     6475 4666.
    Once we’ve received the necessary documents from you, we will proceed with your application.

    Step 3

    Notification
    You will then be notified via a call or SMS regarding the status of your application.

    Required Documents

    Applicant (Individual)

    1. Loan Application Form (With complete information & signed by Applicant)
    2. Copy Of NRIC (Front & Back)
    3. Income Documents
      • Last 2 years Notices Of Assessment
      • Latest 12 Months CPF Contribution Statement, OR
      • Latest 3 Months Computerized Payslips
    4. Sales & Purchase Agreement of Purchased Vehicle
    5. Copy of Enquire PARF / COE Rebate for Registered Vehicle

    1. Loan Application Form (With complete information & signed by Guarantor)
    2. Copy Of NRIC (Front & Back)
    3. Income Documents (Any of the following)
      • Last 2 years Notices Of Assessment
      • Latest 12 Months CPF Contribution Statement, OR
      • Latest 3 Months Computerised Payslips

    1. Vehicle Log Card / Acknowledgement
    2. Copy Of NRIC (Front & Back)
    3. Authorization Form To Check Full Settlement (If Vehicle is still under Financing)